Article facts
| Field | Visible value |
|---|---|
| Several acquiring providers | Possible, subject to approval |
| Each flow | Reviewed individually |
| Separation method | Virtual IBANs, where available |
| Split can be by | Provider, store, website, project, legal entity |
| Does one acquirer's acceptance imply another's? | No |
| Last reviewed | 2026-09-09 |
Why each flow is reviewed
An acquiring relationship carries its own facts: the provider, the currency, the countries the payments come from, the products sold under it and the volumes. Adding a second provider is a change to the payment profile, not a repeat of the first approval.
Expect to supply the acquiring agreement and processing or settlement statements for each provider.
Separating the flows
Where virtual IBANs are available, assigning one per acquiring provider means each payout is identifiable on arrival rather than matched afterwards by amount and date. The same approach works per store, website, project or legal entity.
See How do virtual IBANs help with reconciliation?.
Two constraints to plan around
- Your configuration. The number of identifiers, their currencies and their permitted uses are determined during onboarding.
- Each provider's own requirements. Every acquiring provider applies its own rules to settlement accounts, beneficiary countries, currencies and identifiers. One provider accepting the details says nothing about the next — confirm each separately before changing an instruction.
Frequently asked questions
Can I receive settlements from multiple PSPs? This may be possible following review of each payment flow.
Do we need a separate identifier per provider? Not necessarily, but it is the usual reason to ask for several. State the use case during onboarding.
Can we add a provider after approval? Yes, as a change to the payment profile. Report it rather than routing an unannounced flow into the account — see Why are checks repeated after approval?.
Can flows be in different currencies? EUR, GBP and USD settlement flows may be supported depending on the acquiring provider and approved account configuration.
This article is explanatory. The individual offer, the applicable agreements and each acquiring provider's requirements prevail if they differ from it.