€ EUR£ GBP$ USD
EUR, GBP & USD balances
Receive and manage business funds in supported currencies without a separate platform for every payment flow.
€£$One account for payments & acquiring settlements
Business payment account for EUR, GBP & USD
A business payment platform for international companies that need to receive, hold, exchange and send funds — plus receive settlement payouts from acquiring banks and PSPs.
SEPASEPA InstantFaster PaymentsSWIFTACH
2PAYAPP LIMITED is registered with FINTRAC as a Canadian Money Services Business (M23468538). 2PayApp is not a bank. Services are subject to onboarding and compliance approval.
Total balance
€128,540.20
€EUR
72,300.00£GBP
31,940.00$USD
24,300.00Dedicated GB IBAN
GB29 •••• 6829 1104
Faster Payments
Active
Merchant settlement
+€14,208.00
Acquiring payout received
At a glance
2PayApp at a glance
Capabilities available to eligible corporate customers, subject to the approved account configuration.
Currencies
EUR, GBP and USD
Acquiring settlements
Payouts from banks, PSPs & platforms
European & UK payments
SEPA, SEPA Instant, Faster Payments
International & US payments
SWIFT and ACH
Account details
Dedicated GB IBAN & virtual IBANs
Currency exchange
Conversion between fiat currencies
Corporate crypto exchange
Buy & sell digital assets from your account
Account management
Online dashboard & dedicated support
The platform
One platform for international business payments
Receive, hold, exchange and pay — all from one account. Built for companies with international customers, suppliers and acquiring relationships.
SEPASEPA InstantFaster PaymentsACHSWIFT
European & international payments
Access SEPA, SEPA Instant, Faster Payments, SWIFT and ACH, depending on your approved configuration.
+€14,208 payout received
Merchant settlement payouts
Receive eligible payouts from acquiring banks, PSPs, payment facilitators and card-acquiring platforms.
GB29 •••• 6829 1104
Dedicated & virtual IBANs
Use a dedicated GB IBAN and, where available, virtual IBANs to identify and reconcile incoming payments.
€1.00£0.86
Currency exchange
Exchange supported currencies and use received funds for eligible operational payments.
EW
Emma Walsh
Account manager
Dedicated support
Work with an account manager who understands your company structure, transaction profile and payment needs.
Merchant settlements
Receive acquiring settlements
Eligible online and offline merchants can use approved 2PayApp account details to receive settlement payouts — then hold, exchange and pay out from the same account.
Received from
Acquiring banks
Payment service providers
Payment facilitators
Card-acquiring platforms
Settlements by currency
This month
€28,268.00
EUR payouts
€14,208.00
EUR46%
GBP30%
USD24%
Incoming settlements
This week · reconciled via virtual IBANs
Acquiring bank
Card settlement · EUR
+€14,208.00
Today
Payment service provider
Marketplace payout · GBP
+£8,940.00
Yesterday
Card-acquiring platform
POS settlement · USD
+$5,120.00
2 days ago
2PayApp provides the business payment account. Card acceptance and processing are provided separately by your acquiring provider.
Who it's for
Who uses 2PayApp?
International companies that receive, hold and move money across the EU, UK and US — and receive acquiring settlements.
Works across
EUUKUS
€ EUR£ GBP$ USD
Online merchants
Acquiring settlements, marketplace payouts and e-commerce receipts.
Offline merchants
Settlement payouts from card payments at physical points of sale.
International e-commerce
Receipts, settlements, supplier payments and currency exchange in one place.
Digital-service companies
Get paid by international clients; pay contractors, software and partners.
Holdings & multi-entity
Organise incoming flows by entity, project, customer or market.
Professional services
Invoice clients in EUR, GBP and USD and manage outgoing payments.
Complex structures
More complex ownership, industries or transaction profiles are reviewed individually.
Payments
Supported currencies & payment rails
€
Euro
EUR balances
SEPASEPA InstantSWIFT
£
Pound sterling
GBP balances
Faster PaymentsSWIFT
$
US dollar
USD balances
ACHSWIFT
SEPAEUR
- Typical use
- Euro payments within the SEPA area
- Processing
- Per SEPA scheme & institution rules
SEPA InstantEUR
- Typical use
- Time-sensitive euro payments
- Processing
- Near real time when eligible
Faster PaymentsGBP
- Typical use
- UK domestic payments
- Processing
- Usually rapid, subject to availability
SWIFTMulti-currency
- Typical use
- International payments
- Processing
- Depends on correspondent routes
ACHUSD
- Typical use
- Eligible US domestic payments
- Processing
- Per ACH & institution rules
Account details
Dedicated GB IBAN & virtual IBANs
Eligible customers may receive a dedicated GB IBAN, plus virtual IBANs to identify and reconcile incoming payments — by customer, acquiring provider, website, store, project or entity.
A virtual IBAN is an identifier linked to an underlying account arrangement — not necessarily a separate bank account.
Dedicated GB IBAN
GB29 •••• 6829 1104
Routes & reconciles incoming payments
Store · London
vIBAN •••• 4471
Acquiring provider
vIBAN •••• 8820
Project · EU
vIBAN •••• 1290
Corporate crypto exchange
Crypto exchange for corporate clients
Buy and sell supported digital assets directly from your 2PayApp EUR, GBP or USD business account.
Eligible companies can manage fiat-to-crypto and crypto-to-fiat exchange operations through the 2PayApp online dashboard.
Exchange fiat currencies and supported digital assets
Manage operations directly from your business account
Review rates and transaction details before confirmation
ExchangeLive rate
You sellBalance €72,300.00
10,000.00€EUR
You buyEst. amount
10,842.00₮USDT
1 EUR ≈ 1.0842 USDTRate held for 12s
The service is available to eligible legal entities and is subject to compliance approval, supported assets, transaction limits, liquidity and service availability. 2PayApp does not provide investment, legal or tax advice through the exchange service. Digital-asset values fluctuate. Illustrative figures shown.
Onboarding
How account opening works
01
Submit your application
Tell us about your company, ownership, industry, jurisdictions and expected payment activity.
Company name
Northwind Trading Ltd
Industry
E-commerceWholesaleServices
02
Upload documents
Company records, identity documents, beneficial-owner information and evidence of business activity.
03
Compliance review
We assess the company, owners, business model, counterparties and expected transactions.
04
Receive your configuration
Currencies, account details and rails — in your offer.
Pricing
Transparent starting prices
Account opening
€50from
Monthly maintenance
€25from
Internal transfers
€0free
SEPA payments
0.15%min €1
Indicative starting prices for eligible corporate customers. Final pricing depends on the customer profile, industry, jurisdictions, transaction activity, currencies and required services.
Regulatory & compliance
Regulatory and compliance information
2PAYAPP LIMITED is incorporated in British Columbia, Canada and registered with FINTRAC as a Money Services Business under registration number M23468538.
FINTRAC registration is a legal registration requirement. It is not a banking licence and does not constitute an endorsement of 2PayApp by FINTRAC.
2PayApp is not a bank. Depending on the service, regulated financial institutions and payment providers may be involved in providing account details, holding funds or executing payments.
Company & registration
Legal name2PAYAPP LIMITED
Operating name2PayApp
IncorporatedBritish Columbia, Canada
RegulatorFINTRAC (Canada)
MSB registration no.M23468538
2PayApp is not a bank. The applicable provider, contractual entity and service conditions are stated in the customer agreement.
FAQ
Frequently asked questions
Answers on accounts, settlements, currencies and onboarding. Every application is reviewed individually.
2PayApp is a business payment platform for international companies that need to receive, hold, exchange and send EUR, GBP and USD.
Check whether 2PayApp fits your business
Tell us where your company is registered, what it does, which currencies you use and what payments you need to receive or send. Merchants can also share their acquiring providers and expected settlement activity.