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Eligibility

Business account eligibility

Companies registered inside or outside the European Union may apply for a 2PayApp business payment account.

Every application is assessed individually. Submission of an application does not guarantee approval.

Eligibility checkReviewed individually
Company details
Provided
Ownership & directors
Provided
Compliance review
In progress
Individual offer
Pending

Who may apply?

Applications may be considered from:

Online & offline merchants
E-commerce businesses
Professional-service companies
Digital-service providers
Importers & exporters
Holdings & multi-entity businesses
Companies with international suppliers or contractors
Businesses requiring EUR, GBP or USD
ASSESSMENT

What is reviewed?

The review may consider:

Legal structure
Directors & beneficial owners
Industry & business model
Products & services
Operating jurisdictions
Customer jurisdictions
Expected counterparties
Source of funds
Expected transaction activity
Acquiring relationships
Regulatory or licensing requirements
MERCHANTS

Merchant eligibility

Merchants receiving acquiring settlements should be prepared to explain:

How payments are accepted
Which PSPs or acquirers are used
Settlement currencies
Monthly processing & settlement volumes
Average transaction value
Refunds and chargebacks
Delivery & fulfilment processes
Customer countries
Products or services offered

Complex and higher-risk applications

More complex industries, ownership structures and payment flows may require enhanced review and additional documentation.

Each case is assessed on its individual facts. A willingness to review an application does not imply that it will be approved.

Restricted activity

2PayApp may decline activity that is prohibited by law, outside the company's risk appetite, unsupported by a service provider or inconsistent with applicable financial-network rules.

A current list of prohibited or restricted activities is included in the customer terms or published as a separate policy.

FAQ

Frequently asked questions

Yes. Companies inside or outside the European Union may apply, subject to supported jurisdictions and compliance approval.

Check your eligibility

Tell us about your company, business model and payment activity to start the review.

Last reviewed: 1 July 2026

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