Como a 2PayApp está constituída e o que não afirma.

Que registos a sociedade tem e o que cada um cobre, quem emite os dados de conta e detém os fundos, porque a conformidade pergunta o que pergunta, e de que dependem os preços e os limites.

Informação empresarial e regulatória

O que afirmamos e onde confirmá-lo

Trust

Registos5 artigos

Fundos3 artigos

Conformidade5 artigos

Segurança2 artigos

Limites2 artigos

Disponibilidade2 artigos

Cada artigo datado e claro sobre o que não afirma

Company and registrations

5 artigos

Who 2PayApp is, why it is not a bank, what the FINTRAC and Bank of Canada registrations cover, and how to verify both in the official Canadian registries yourself.

How can I verify 2PayApp?Verify 2PAYAPP LIMITED using its exact legal name and its registration numbers in official registries: the British Columbia corporate registry for…Is 2PayApp a bank?No. 2PayApp is not a bank. 2PAYAPP LIMITED does not hold a banking licence and does not take deposits in its own name.What does the Bank of Canada registration cover?2PAYAPP LIMITED is registered with the Bank of Canada as a payment service provider under Canada's Retail Payment Activities Act, under registration number RPS0002913.What does the FINTRAC registration mean?2PAYAPP LIMITED is registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) as a Money Services Business under registration number M23468538.What is 2PayApp?2PayApp is a business payment platform for international companies that need to receive, hold, exchange and send EUR, GBP and USD, and to receive settlement payouts from acquiring providers.

Funds and providers

3 artigos

Who issues account details, who holds or safeguards funds, who executes payments, and which documents govern the account your company was offered.

How are customer funds held?2PayApp is not a bank. Depending on the service, customer funds and payment execution may involve regulated financial institutions or payment service providers.Which agreement applies to me?A 2PayApp business customer can be bound by more than one document.Who provides the underlying services?2PayApp provides the business payment platform and the customer relationship.

Compliance checks

5 artigos

Why the company and its owners are verified, what a source-of-funds review actually asks for, why a payment can be held or rejected, and why the checks continue after approval.

Which activities are restricted?2PayApp may decline activity that is prohibited by law, outside the company's risk appetite, unsupported by a service provider or inconsistent with applicable financial-network rules.Why am I asked about source of funds?A source-of-funds review establishes where the money used in a transaction or in the account came from, and whether that origin is consistent with the company profile that was approved.Why are checks repeated after approval?Approval is based on the company profile described at onboarding.Why can a payment be delayed or rejected?A payment may be delayed, rejected, restricted or returned where required by applicable law, sanctions obligations, compliance policies, provider…Why do you verify my company?2PayApp verifies the company, its directors and its beneficial owners to meet applicable legal obligations, provider requirements and its own compliance policies.

Security and contact

2 artigos

How to tell an official 2PayApp message from a forged one, what we will never ask you for, and how to raise a complaint.

How can I recognise official 2PayApp communications?Official 2PayApp contact reaches you through the platform, through your account manager or from support@2payapp.com.How do I raise a complaint?Complaints should first be submitted through the contact channel specified in your customer agreement.

Pricing and limits

2 artigos

How final pricing is determined, what the published starting prices do and do not include, and which transaction limits can apply to a business payment account.

How is 2PayApp pricing determined?2PayApp publishes indicative starting prices, not a universal tariff.What limits can apply?Transaction limits are part of the approved account configuration and are confirmed in the individual offer, not published as a universal figure. Limits can apply per transaction, per period, per currency, per payment rail or per direction.

Service availability

2 artigos

Which countries and companies can be served, and why two approved customers can end up with different currencies, payment rails, account identifiers and limits.

Which countries and companies can be served?Companies registered inside or outside the European Union may apply for a 2PayApp business payment account.Why do account features differ between customers?Account features are not identical for every customer. The available currencies, payment rails, limits, account details and pricing are determined after the compliance review and stated in the individual offer.

Importante.

Os artigos Trust são explicativos. O contrato de cliente aplicável, a oferta individual e a documentação do serviço prevalecem se divergirem.

Procura como funciona a conta? Ir para a Ajuda