OPEN ONLINE BUSINESS ACCOUNT FOR EU & GLOBAL PAYMENTS WITH CUSTOM SERVICE
Multi-currency EUR/GBP/USD accounts with GB IBAN, SEPA / SEPA Instant, SWIFT, Faster Payments and ACH for companies in and outside the EU.
Multi-currency corporate account with dedicated GB IBAN and personal vIBANs.
Instant EUR via SEPA Instant and GBP via Faster Payments 24/7/365.
We understand complex business structures where traditional banks say no.
2PAYAPP LIMITED is a licensed MSB. All operations follow SEPA, SWIFT, Faster Payments and ACH rules.
ONE ACCOUNT. ALL YOUR EUROPEAN PAYMENTS.
Send and receive funds across Europe and beyond, keep balances in multiple currencies and manage your cash in one place.
SEPA and SEPA Instant 24/7/365 (when the beneficiary bank supports SCT Inst).
No markup for instant: SEPA Instant is not priced higher than regular SEPA (base rate from 0.15%).
Faster Payments for real-time domestic GBP.
Execute transfers instantly within the UK payment network.
SWIFT and ACH for international and USD payments.
No hard caps on volumes; limits aligned with your profile and compliance.
Personal vIBANs for incoming payments – less manual reconciliation and fewer errors.
Sub-accounts and multi-user access for teams and different entities.
BUILT FOR BUSINESSES THAT MOVE MONEY ACROSS BORDERS
If you work internationally, 2PAYAPP helps you keep payments simple and predictable.
Take payments from customers worldwide and pay suppliers in the EU and the UK in one account.
Consolidate EUR and GBP flows for several entities or offices without opening a separate bank in each country.
Operate in crypto or digital assets and need a crypto-friendly partner for fiat accounts and exchanges on request.
Invoice clients in EUR and GBP, pay teams in different countries, keep control of FX and fees.
FROM APPLICATION TO LIVE PAYMENTS IN A FEW STEPS
Everything happens online. No branch visits, no paper forms.
Tell us about your company and business model in a short application. You will immediately see basic eligibility criteria and required documents.
Incorporation documents, UBO details, source of funds, contracts and website – securely uploaded in your dashboard.
Our team reviews the information. Your dedicated manager contacts you if anything needs clarification.
Once approved, you receive your GB IBAN, vIBANs, multi-currency balances and access to SEPA/SEPA Instant/Faster Payments/SWIFT/ACH.
THE PAYMENT NETWORKS YOUR BUSINESS NEEDS
Access key European and international networks from a single business account.
Euro payments across the EU, with instant transfers when the beneficiary bank supports SCT Inst.
Real-time domestic GBP transfers in the UK.
International payments in major currencies.
USD transfers via the ACH network.
CLEAR PRICING. NO SURPRISES.
Your costs stay predictable even when payments grow.
from 50 EUR
from 25 EUR
from 0 EUR
from 0.15% (min. 1 EUR)
BANKING FOR BUSINESS, POWERED BY PEOPLE
Technology moves your money; people make sure it works for your business.
You get a named person who knows your structure, volumes and geographies – not just a ticket number.
Operational questions and incidents don't wait for office hours. Neither do we.
Sub-accounts per project, vIBANs per client or region, flexible limits and procedures – agreed with your manager.
We can adapt our setup to more complex industries when the structure and sources of funds are transparent and fit our AML and risk standards.
Maria Johnson
Your Account Manager
BEYOND THE BASIC BUSINESS ACCOUNT
Use 2PAYAPP as your primary account today - and grow into more capabilities tomorrow.
- Crypto-to-fiat exchange on request (e.g. BTC, ETH, USDT and others).
- Rates and limits tailored to your volumes.
- All operations go through AML/KYC checks in line with our policies.
- Local IBANs in selected EU countries.
- More currencies for corporate accounts.
- Virtual corporate debit cards.
- Tools for issuing overseas invoices.
- Batch payments and automation tools.
We build our roadmap with clients. If you need a specific feature, tell your account manager - it may already be planned.
ANSWERS TO THE QUESTIONS WE HEAR MOST
Yes. We work with companies registered both in the EU and outside it, as long as they meet our risk and compliance requirements.
We focus on low- and mid-risk businesses and assess more complex models individually. You'll see key restrictions during signup, and your manager can clarify details.
We don't impose rigid, one-size-fits-all limits. Parameters depend on your profile, business model and documentation, and are agreed as part of onboarding.
The process is fully online. Timelines depend on the completeness of your documents and the complexity of your company structure; straightforward cases move the fastest.
OPEN YOUR EUROPEAN BUSINESS ACCOUNT AND START PAYING DIFFERENTLY
SEPA / SEPA Instant, Faster Payments, SWIFT and ACH in one account. No branch visits, no paper, just a dedicated team that speaks your business language.
Not sure if you fit? Share your use case - we will tell you honestly if 2PAYAPP is the right match.